Simulation & Fees

Total transparency. Know your profit potential before joining.

Fee Scheme Table

Bank admin fees are deducted directly from the balance. Agents get automatic cashback.

Transaction Type Bank Admin Fee Agent Cashback Suggested Fee to Customer
Cash Withdrawal (All Banks)Rp 6.500± Rp 2.000Rp 5.000 - Rp 10.000
Interbank TransferRp 6.500± Rp 2.000Rp 5.000 - Rp 10.000
Check BalanceRp 4.000± Rp 1.500Rp 3.000 - Rp 5.000
E-Wallet Top UpRp 1.000VariesRp 2.000 - Rp 3.000
Social Aid (PKH/KIP)Rp 6.500± Rp 2.000Rp 10.000 - Rp 20.000

Real Profit Simulation

Case 1: Cash Service (Paid Cash) Umum

Customer wants to withdraw Rp 500,000. Agent sets a service fee of Rp 7,000 paid in cash.

Fund Flow (Balance Mutation):
  • Balance Deducted: Rp 506,500
    (Principal 500k + Bank Admin 6.5k)
  • Cash Received from Customer: Rp 7,000
Agent Net Profit:
  • Cash Service: Rp 7,000
  • System Cashback: Rp 2,000

Total Profit: Rp 9,000

Case 2: Balance Deduction Service Social Aid / PKH

Customer wants to withdraw Social Aid. Agent inputs Rp 515,000 (Principal 500k + Service 15k). Agent hands over Rp 500,000.

Fund Flow (Balance Mutation):
  • Balance Deducted: Rp 521,500
    (Input 515k + Bank Admin 6.5k)
  • Cash Handed Over: Rp 500,000
Agent Net Profit:
  • Cash Remaining in Hand: Rp 15,000
    (Input 515k - Handover 500k)
  • System Cashback: Rp 2,000

Total Profit: Rp 17,000

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